英语翻译保险人法定解除权制度是保险法中重要的内容,保险人因投保人未尽告知义务等法定原因而享有解除权,以维护最大诚信原则.

英语翻译
保险人法定解除权制度是保险法中重要的内容,保险人因投保人未尽告知义务等法定原因而享有解除权,以维护最大诚信原则.然而实践中保险人法定解除权被滥用现象突出,而不可抗辩条款正是对这一现象的有效限制.2009年,我国修订了《保险法》,引入了“不可抗辩条款”的法律条款.引入这一条款的目的在于保护投保人的利益.这一条款的引入有利于帮助我国保险行业重新树立诚信的形象,有利于解决我国保险市场上目前“投保易、理赔难”的现状.但是不可抗辩条款也存在一定的缺陷,我们需要对这一条款从时间的长度、条款效力的范围以及一些特殊的例外情况等方面进行完善和补充.尽管目前这一条款还不够完善,但随着社会的发展和进步,这一条款也会随之完善.

保险人法定解除权制度是保险法中重要的内容,保险人因投保人未尽告知义务等法定原因而享有解除权,以维护最大诚信原则.然而实践中保险人法定解除权被滥用现象突出,而不可抗辩条款正是对这一现象的有效限制.2009年,我国修订了《保险法》,引入了“不可抗辩条款”的法律条款.引入这一条款的目的在于保护投保人的利益.这一条款的引入有利于帮助我国保险行业重新树立诚信的形象,有利于解决我国保险市场上目前“投保易、理赔难”的现状.但是不可抗辩条款也存在一定的缺陷,我们需要对这一条款从时间的长度、条款效力的范围以及一些特殊的例外情况等方面进行完善和补充.尽管目前这一条款还不够完善,但随着社会的发展和进步,这一条款也会随之完善.
Insurer legal termination right system is an important content in insurance law,the insurer due to legal reasons such as insurant inform obligation not shall enjoy the right of termination,to maintain the principle of utmost good faith.However in the practice of legal rescission by the underwriter abuse phenomenon is outstanding,and cannot contradictory clause is effective limit of this phenomenon.In 2009,the revised "insurance law" in China,the introduction of the rule of law "cannot contradictory clause".Introduce the purpose of this clause is to protect the interests of policyholders.The introduction of this provision is conducive to help the insurance industry in our country to set up the image of integrity,is beneficial to solve at present,the insurance market in our country "insurance,claims difficult" situation.But cannot contradictory clause also exists some shortcomings,we need from the length of time on this clause,the clause validity range and some special exceptions to the improvement and supplement,etc.Although this clause is not perfect,but with the development of society and progress,this clause will improve accordingly.