英语翻译环球金融,地方智慧这是个令人惊喜的周未.我的父亲刚从香港回来,带来了令我们一家人开心不已的好消息.而在此之前,我

英语翻译
环球金融,地方智慧
这是个令人惊喜的周未.我的父亲刚从香港回来,带来了令我们一家人开心不已的好消息.而在此之前,我们的家庭曾因为父亲的公司遇到的一些困难而陷入一种不安和担忧的情绪中,而此时,父亲带来的好消息无疑让我们全家的情绪都兴奋起来.
父亲的公司获得了香港汇丰银行的大力支持.
父亲的公司从事国际品牌半导体电子存储产品的贸易代理,主要向全国的重要IT产品客户代理供货.这种经营需要公司要有足够的资金流通,而且随着美元对人民币汇率的不断变化,也需要公司加快了资金的周转速度,才能维持公司经营的利润所在,但是,作为供货商,往往需要垫付很多的资金,而资金的回笼速度往往决定在客户手中,所以公司的大部份资金都被客户拖欠了,影响了公司了资金周转的速度,这就是父亲公司经营所遇到的最大担忧和困惑.
作为香港汇丰银行的一个重要客户,汇丰银行了解到父亲公司经营的困惑所在之后,运用它独特的智慧,及时为父亲的公司解决了后顾之忧.父亲给我们介绍说,汇丰银行在考察了公司的客户情况和公司的经营能力后,汇丰银行利用保险理财的方式,解决了父亲公司资金周转的一些问题,“虽然我们的经营成本会因此增加了一些,但我们的经营风险降低了不少”,父亲说道.
我很好奇,在我的印象中,中国的银行总是高高在上的,在那里办事,总需要填一大堆的资料和排长长的队,办事的人员面无表情,客户有时还得低声下气；而一家外资银行,是如何做到为客户提供更好的服务?会比中国本土的一些银行更有地方智慧?
父亲介绍道：目前,汇丰在全球83个国家和地区设有约10000家分支机构,这一规模印证了汇丰的“环球金融”理念.“地方智慧”则体现了汇丰对本地客户的尊重和理解.汇丰在各地都建立了本地化的团队,并在同一企业文化和品牌之下,提供国际化银行金融服务.国际化并非意味着放之四海而皆准的产品和服务,随着金融服务的繁荣,客户越来越关注个性化的服务,他们希望银行提供量身定制而非千篇一律的服务,汇丰的地方智慧准确地向客户传达了这一讯息.在中国,象父亲这样的公司,遇到的经营问题有很多,汇丰银行都能提供个性化和人性化的服务.当然,不单面对企业客户是这样,面对个人客户,汇丰银行也能提供非常智慧的服务,比如象我这样,即将出国留学的学生,汇丰银行也提供了有关的留学生一站式服务计划.
听完父亲的介绍,我心里很是向往,假设将来我能有机会在汇丰银行从事所喜欢的银行工作,将是一件多么开心的事!
但是,金融工作与经济息息相通,目前,2008年金融危机的影响尚未完全消退,欧债危机又到处曼延,通货膨胀指数居高不下,银行存款成负利率,无论是国家,或是企业,还是个人,都深受影响,面对复杂多变的经济形势,需要金融工作者拥有更多的智慧和足够的知识去解决我们经济生活中出现的问题,也需要拥有更多的实践经验,去迎接更多的挑战.
我相信,汇丰是一个金融品牌的传奇,也是金融信心的一个保证!

Global finance, local intelligence
This is a pleasant weekend. My father had just come back from Hongkong, brought to our one family happy at the good news. Before that, we had the family because of his father's company encountered some difficulties while immersed in a kind of uneasiness and anxious mood, but this time, his father the good news is that our family emotion excited.
Father's company acquired Hongkong HSBC Bank support.
Father's company engaged in international brand of semiconductor electronic storage products and trade agents, mainly to the main IT product customer agent supply. This operation requires the company to have enough funds circulation, and along with the U.S. dollar against the RMB exchange rate change, also requires the company to accelerate the capital turnover rate, to maintain the company's profit is located, but, as a supplier, often need to advance a lot of money, and the rate of return of funds often decisions in the hands of customers, so the company most of the funds were the client default, influence company capital turnover rate, this is father company encountered the greatest worry and confusion.
Hongkong HSBC as an important customer, HSBC learned that his father operated the bewilderment of, use its unique wisdom, in time for the father's company to solve any menace from the "rear". Father says to us, HSBC on the company's customers and the company's operating ability, HSBC bank using insurance financial way, solve the father company cash flow problems," as our operating costs will be increased in number, but our business risk reduce a lot," said his father.
I am very curious, in my impression, Chinese banks are always superior, where they work, always need to fill out a bunch of information and long queues, handle affairs personnel face expressionless, customers sometimes humble; and a foreign bank, how to provide better customer service? Than Chinese banks more local wisdom?
Father said: at present, HSBC in the global 83 countries and regions with about 10000 branch offices, the magnitude of this confirms the HSBC's "global finance". " Local wisdom " is the HSBC on local customers respect and understanding. HSBC in the country have established the localization team, and in the same corporate culture and brand, the internationalization of banking and financial services. Globalization does not mean that the one-size-fits-all products and services, with the financial services prosperity, customers pay more and more attention to personalized service, they want the bank to provide customized services rather than follow the same pattern, HSBC local wisdom and accurately to customers to convey this message. In China, companies such as father, meet business there, HSBC can provide personalized and humanized service. Of course, not a single face business client so, with individual clients, HSBC can provide very intelligence services, like me, will be abroad students, HSBC also provides information about the students of one-stop service plan.
After listening to his father 's introduction, my heart is very yearning, assuming that the future I will have the opportunity to engage in like HSBC Bank, will be a lot of fun!
However, the financial and economic understands, at present, the financial crisis of 2008 effect has not yet been completely dissipated, the European debt crisis everywhere spread, inflation remains high, bank deposits into negative interest rate, whether national, or enterprises, or individuals, are affected, in the face of the complex economic situation, financial workers have more wisdom and enough knowledge to solve problems in our economic life, but also need to have more practical experience, to meet more challenges.
I believe, HSBC Finance is a brand of legend, but also a guarantee of financial confidence!