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英语翻译Negative balances represent a credit and no payment is d

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英语翻译
Negative balances represent a credit and no payment is due for that term.
Positive term balances represent a balance that is currently due.
A negative net amount represents a credit that may have been used to pay charges on another term.
第2句中的balance是欠费的意思?第1句和第3句中的credit是一个意思吗?余额的意思?
英语翻译Negative balances represent a credit and no payment is d
信用卡账单上的负数表示卡帐尚有余额,没有欠费
信用卡账单上的正数表示卡帐有欠费需偿还

信用卡账单上的负数也可以表示偿还了某一笔欠费