英语翻译Their restricted lifestyle sometimes chafes,both admit.L

英语翻译
Their restricted lifestyle sometimes chafes,both admit.
Living in John's boyhood home,furnished with his parents' stuff,is tough."It's hard to see other couples living in their own houses the way they want,"
says Gina.And yes,she sometimes resents John's constant admonitions to save,save,
save:"I'd say,'We could die in a car crash tomorrow,
so let's enjoy ourselves now!' " John,though,revels in his thriftiness:"I'm okay with people calling me cheap.
" Over time they've learned to compromise.
They eat out two or three times a month now and recently splurged on tickets to the show Jersey Boys (it was their anniversary).
Gina convinced John to buy something he'd been craving for years - a $30,000 Subaru WRX STI to indulge his hobby of rallycross racing.
And John has promised Gina they'll buy a home of their own as soon as they find a suitable one (they're looking in the $350,000-to-$450,000 range).
The Rodrigueses still manage to save more than half of their income,which is spread among different investments.
John aggressively buys discounted Microsoft shares through an employee stock-purchase plan and contributes nearly the max to his 401(k).
Additional savings go into a diversified mix of stock funds and cash accounts.
Bumps in the road But they have a long way to go before they're millionaires.And the Rodrigueses have run into a few snags that underscore how hard the path to wealth can be even for the most dedicated savers.
For one thing,owning real estate so far away has turned into a headache.
Make that a migraine:One house stood empty for nine months because of a dispute with a former tenant,and their Phoenix property has dropped so sharply in value that they now owe nearly as much as the house is worth.Carrying costs for the properties exceed the rental income they generate by $9,000 a year.
Given the downturn in real estate prices,if they sold all three homes today,they'd barely break even.
The Rodrigueses have also seen how a blip in their careers can undermine their saving efforts,even temporarily.
Last year Gina quit the mortgage underwriting business - the hours were too long,
she says,and the work wasn't creative enough.
During the year she was out of work,the amount the couple were saving dropped by 20%.Then,
earlier this year,Gina found a boutique called La Lavande,
which sells imported soaps and handbags,for sale in nearby Walnut Creek.The Rodrigueses took out a $75,000 loan to buy the store - and Gina had found her calling.
Eventually,though,the Rodrigueses both hope to stop working altogether.
Their plan is to move away from the Bay Area to a less expensive locale like Arizona by age 40.They want to buy a ranch where outdoorsman John can go hiking and camping while Gina starts a small farm,raising sheep and chickens and maybe a family.
"I'd like a really simple life where John and I can just spend more time together," says Gina.

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