briefly explain what the financial planning is?

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Tax planning refers to the taxpayers through business and private practice arrangement to reduce tax activities."People are reasonable and legal arrangements for their business activities,to pay the taxes as low as possible,the methods they use is called tax planning ......Less tax and deferred tax payment is the target of tax planning of." "Tax planning is the taxpayer through financial arrangements to make full use of tax laws and regulations on offer including tax cuts,a preferential,thus obtaining the maximum tax."
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再问：一定采纳！还有这个呢~briefly explain what the risk structure is

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